About Budget Planner
Free online budget planner. Plan monthly income and expenses by category with 50/30/20 rule comparison. Runs in your browser — no signup required.
Why choose Online Tool Hub?
- Free forever — supported by non-intrusive ads
- Privacy-first — calculations stay in your browser
- Works on desktop and mobile
- Part of 16 free finance tools on Online Tool Hub
Frequently asked questions
- What is the 50/30/20 rule?
- A common budgeting guideline: 50% of take-home income for needs, 30% for wants, and 20% for savings and debt payoff beyond minimums.
- Should I use gross or net income?
- Use take-home (after-tax) income so your budget reflects money you actually have available each month.
- Can I export my budget?
- Yes. Use Export CSV to download your category breakdown for spreadsheets.
- Is my financial data sent to a server?
- No. Finance calculators run in your browser via an embedded tool. Your numbers stay on your device.
- Do I need an account?
- No signup is required. All finance tools on Online Tool Hub are free to use.